Loading : Vertex Painting VS Texture Maps

Hi!

I am making a game in which there will be an editor. In this editor (like in the sims) you will be able to change the color of your objects.

For example : I have a green bed and I want to change it for a blue bed.

I am wondering what should I use in term of performance ? Vertex Painting or Textures ?

I will have to load Textures or Mesh with an AssetBundle inside my editor. Should I use Texture or Vertex Painting in term of performance ?

Also, my game will work in VR. Maybe it changes something.